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Company Information - About CCSI

Commonwealth Card Services, Inc. is a Delaware Corporation, headquartered in Massachusetts.  National sales, client and cardholder support and operations are also based in Massachusetts.  CCSI’s mission is to advance the movement of employers and their employees toward the “Electronic and Checkless Society.”  From our founding in 2003 with the acquisition of a six-year old company engaged in developing Stored Value Card Services, CCSI has built the infrastructure to support our business plan, and we have obtained long-term agreements with service providers to garner a growing list of satisfied clients.

Infrastructure: CCSI has a talented, seasoned Management Team who direct the company strategically and run the business to exceed client expectations on a day-to-day basis, while adhering to highly ethical business practices. Internet-based and other marketing programs are in place to support a trained, motivated sales force governed by professional standards. Client and Cardholder Operations are a forethought, not an afterthought. CCSI designed, developed and implemented our own proprietary relational database system to ensure the highest quality of support to clients and cardholders, as well as to our agents in the field. Financial and legal aspects of controlling the business are managed professionally through in-house staff and consultants.

Service Providers: For each of our strategically-related business lines, CCSI is proud of our contractual arrangements with highly respected and established firms that offer our clients “best in class” capabilities:

  • CCSI is a registered Independent Sales Organization for one of the nation's leading financial institutions. The Commonwealth Card™ Visa® Card and the Commonwealth Card™ ATM/Debit Card are our flagship products. These products apply Stored Value Debit Card technology as an alternative payroll payment option for employers and their employees.  In this capacity, CCSI is approved by Visa® as a Member Service Provider.  With the advanced technology and proven systems of the nation's top banking institutions and a recognized leader in transaction processing, the Commonwealth Card™ is a comprehensive solution for employers to streamline payroll payment delivery. 
     
  • American Health Association: CCSI is an approved agent and independent wholesale broker of Healthy Advantage, the Healthcare Savings Card offered by American Health Association, a division of RealHomes, Inc. Demographically, the uninsured or underinsured employees most in need of affordable healthcare correlate well with those employees who can most benefit from Stored Value Paycards. With a well established membership base, Healthy Advantage is recognized for its consumer-oriented plans, fully supported by Internet and live customer service.
     
  • Commonwealth Payroll Processing: CCSI represents a full service payroll processing company that has over eleven years experience in the industry. Our “Personalized Payroll Processing” is designed to exceed client expectations, a philosophy that guides CCSI. By emphasizing efficiency in payroll processing, the services greatly reduce client time spent on payroll production. The quality of our "Personalized Payroll Processing" has earned for our service one of the highest client retention rates in the industry. When combined with the Commonwealth Card for electronic payment delivery, clients truly experience the cost savings and benefits of automation.       

Commonwealth Card Services, Inc. welcomes your comments or inquiries.  Please leave us a message.  And thank you for visiting our Site.

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